EMT?

hull_b · April 12th, 2009, 23:28

I know its a email money transfer... but how the hell does it work and where do I sign up? Or do I go to my bank to do it?

thank

kalnaren · April 12th, 2009, 23:32

Not all banks support it. Usually you can do it through your bank's website.

CrackShot 07137 · April 12th, 2009, 23:34

You sign up for online banking with your bank and it should have EMT service available once online

Styrak · April 12th, 2009, 23:34

Yes, you log on to your web banking to do it. You can send one of you bank with: BMO Bank of Montreal, CIBC, RBC Royal Bank, Scotiabank, or TD Canada Trust.

http://en.wikipedia.org/wiki/Email_Money_Transfer

Crunchmeister · April 12th, 2009, 23:41

You have to have online banking with one of the major banks. I could be mistaken (please correct me if i'm wrong here), but I believe the only major bank that doesn't accept EMT is National Bank. And as far as I know, no credit unions / caisse populaire support it either.

How it works...

If you're receiving a payment from someone, you get an email with a link to the Certapay site. It gives you a list of the supported banks. You click on your bank, and you're redirected to your online banking's login page, where you login, and you can then accept the funds being transferred to you. You will be asked to answer a security question with the answer you and the sender have pre-agreed to, and your money is deposited into your selected account. Receiving funds is free.

If you're sending money, it varies a bit from bank to bank. But basically, you enter the recipients email address, the amount you want to send, the account you want the money to come from, and a secret question / answer that you agree to with the recipient. The email will be sent to the recipient where he does what I described above in the previous paragraph. Sending money costs you $1.50.

So it's quick, easy, and secure. Makes transferring money online in Canada almost as easy and convenient as swiping your ATM card and typing in your PIN.

cdn_ · December 1st, 2009, 23:10

Royal bank calls it Interact Mail Money and not EMT. confused me for a bit.

audi_bhoy · December 1st, 2009, 23:15

And Desjardins doesn't offer it. Sadly.

pusangani · December 1st, 2009, 23:26

Quote:

Originally Posted by audi_bhoy

And Desjardins doesn't offer it. Sadly.

I know man, 9/10 Quebec guys don't have it, such a pain having to use paypal or DD.

audi_bhoy · December 1st, 2009, 23:29

Not telling you, resolved myself to sending a paper check tomorrow XD Didn't know these would still exist by these days!

Tex · December 2nd, 2009, 00:09

Quote:

Originally Posted by cdn_

Royal bank calls it Interact Mail Money and not EMT. confused me for a bit.

I use royal too but mine has always been Interact* Email Money Transfer

KND · December 2nd, 2009, 00:11

Quote:

Originally Posted by pusangani

I know man, 9/10 Quebec guys don't have it, such a pain having to use paypal or DD.

lol, at least. I have it. haha. I always prefer EMT than other payment.

Shrapnel[Op-For] · December 2nd, 2009, 00:16

I'm with coast capital and they do not support any EMT...

Styrak · December 2nd, 2009, 00:17

Quote:

Originally Posted by Shrapnel[Op-For]

I'm with coast capital and they do not support any EMT...

Like posted above, it's only with the 5 major banks in Canada.

Tex · December 2nd, 2009, 00:20

http://www.interac.ca/consumers/prod...l_emt_list.php

List of banks and CU that do it

Ayashifx55 · December 2nd, 2009, 00:43

HSBC , Desjardins and TD does not do it .... HSBC is a major worldwide bank but it's not canadian so they don't care about it.

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April 12th, 2009, 23:28	#1
hull_b Trader rating Join Date: Feb 2009 Location: Morinville, alberta	EMT? I know its a email money transfer... but how the hell does it work and where do I sign up? Or do I go to my bank to do it? thank

April 12th, 2009, 23:34	#4
Styrak Trader rating Join Date: Jan 2007 Location: Saskatoon, SK	Yes, you log on to your web banking to do it. You can send one of you bank with: BMO Bank of Montreal, CIBC, RBC Royal Bank, Scotiabank, or TD Canada Trust. http://en.wikipedia.org/wiki/Email_Money_Transfer __________________ Airsoft Sales and Repair/Upgrade Services

April 12th, 2009, 23:41	#5
Crunchmeister Trader rating Join Date: Nov 2007 Location: In your bedroom going though your underwear drawer	You have to have online banking with one of the major banks. I could be mistaken (please correct me if i'm wrong here), but I believe the only major bank that doesn't accept EMT is National Bank. And as far as I know, no credit unions / caisse populaire support it either. How it works... If you're receiving a payment from someone, you get an email with a link to the Certapay site. It gives you a list of the supported banks. You click on your bank, and you're redirected to your online banking's login page, where you login, and you can then accept the funds being transferred to you. You will be asked to answer a security question with the answer you and the sender have pre-agreed to, and your money is deposited into your selected account. Receiving funds is free. If you're sending money, it varies a bit from bank to bank. But basically, you enter the recipients email address, the amount you want to send, the account you want the money to come from, and a secret question / answer that you agree to with the recipient. The email will be sent to the recipient where he does what I described above in the previous paragraph. Sending money costs you $1.50. So it's quick, easy, and secure. Makes transferring money online in Canada almost as easy and convenient as swiping your ATM card and typing in your PIN. __________________ Last edited by Crunchmeister; April 13th, 2009 at 00:11..

April 12th, 2009, 23:34	#3
CrackShot 07137 Trader rating Join Date: May 2008 Location: Toronto	You sign up for online banking with your bank and it should have EMT service available once online

December 1st, 2009, 23:10	#6
cdn_ Trader rating Join Date: Dec 2008 Location: Niagara Region	Interact Mail Money and not EMT. Royal bank calls it Interact Mail Money and not EMT. confused me for a bit. __________________ Chris Task Force Delta Canada Redline N7 Milsim M4 FCC Systema PTW TM G17

December 1st, 2009, 23:15	#7
audi_bhoy Trader rating Join Date: Mar 2009 Location: Trois-Rivières	And Desjardins doesn't offer it. Sadly.

December 1st, 2009, 23:29	#9
audi_bhoy Trader rating Join Date: Mar 2009 Location: Trois-Rivières	Not telling you, resolved myself to sending a paper check tomorrow XD Didn't know these would still exist by these days!

December 2nd, 2009, 00:16	#12
Shrapnel[Op-For] Trader rating Join Date: Sep 2007 Location: Richmond B.C	I'm with coast capital and they do not support any EMT...

December 2nd, 2009, 00:20	#14
Tex Trader rating Join Date: Feb 2003 Location: Abbotsford, B.C.	http://www.interac.ca/consumers/prod...l_emt_list.php List of banks and CU that do it __________________ W-69 _/\|

December 2nd, 2009, 00:43	#15
Ayashifx55 Trader rating Join Date: Jan 2008 Location: Quebec, Montreal	HSBC , Desjardins and TD does not do it .... HSBC is a major worldwide bank but it's not canadian so they don't care about it. __________________ No guns.

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